Can I Short Sale my Wellington Home if I have Two Loans?

Yes, homeowners with two loans can apply to short sale their Wellington FL home.  However it is important to keep in mind not all Wellington short sale sellers will qualify to short sale their home, regardless of the number of lienholders.

There are many variables when it comes to Wellington short sales and it is important for sellers to hire an experienced short sale listing agent to guide them through the process.  A knowledgeable short sale listing agent can make the difference between receiving short sale approval or denial.

Wellington FL Short Sale LienholdersBesides the cut and dry outcome of being “approved” or “denied” a Wellington short sale seller also might receive short sale approval with contingencies, such as agreeing to bring money to the closing table.

Last year one of my buyer clients was interested in viewing a short sale, so I contacted the short sale listing agent to find out where they were at in the short sale process.

Turns out this short sale had been on the market for well over a year and had several contracts, but every time they reached the second lender the deal would fall apart because the lender and short sale seller couldn’t agree on terms.

After explaining the situation to my client he decided to take a look at the property and within 48 hours we had an executed contract.  The first lender approved the short sale within 90 days, but the second short sale lender was another story, they still wouldn’t budge.  However this time around the listing agent was able to negotiate terms the second lender and short sale seller could agree upon and we closed.

If you are a Wellington homeowner considering selling your home via short sale contact us today!

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Can I Short Sale my Wellington Home if I have Two Loans?
Wellington Short Sales | Wellington FL homeowners can apply to short sale their Wellington home if they have two loans.

2 thoughts on “Can I Short Sale my Wellington Home if I have Two Loans?”

  1. You are knowledgeable enough about Wellington short sales to be able to help your clients close on one successfully. Determination and experience are what make you a great Wellington FL real estate agent, Michelle.

  2. Michelle, I would certainly refer any and all short sale clients that I would ever possibly work with in the Wellington area directly to you. I know that I wouldn’t have to worry about the clients while they’re in your hands!

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Michelle Gibson Wellington Florida REALTORMichelle Gibson of the Hansen Real Estate Group Inc is a full-time REALTOR who has been specializing in Wellington Florida real estate since 2001. This veteran to the real estate industry has expertise in technology, marketing and social media.


Wellington Home Team | Hansen Real Estate Group Inc. is a full-service real estate brokerage specializing in residential real estate. As a customer-focused, quality organization, we achieve success one client at a time. Call 561-333-0446 or e-mail us today at [email protected]


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