If you own a home or are in the process of purchasing a home in any part of South Florida you may have heard the term “Wind Mit,” “Wind Mitigation” or even “Windstorm Mitigation,” which all mean the exact same thing.
A wind mitigation is a type of inspection performed on a home and the wind mitigation inspection report might qualify that property for discounts on the windstorm/hurricane portion of the homeowners insurance.
A few weeks ago I contacted Ace Flood & Inspections to perform a wind mitigation inspection on my home to reduce the annual cost of my homeowners insurance. According to an insurance broker I know they said building codes and laws are constantly changing, so even though I had a wind mitigation inspection done 5 years ago a lot has changed since then, hence why I need a new wind mitigation inspection report.
While I haven’t been notified how much I will save on my homeowners insurance policy I do know that it will cover the cost of the wind mitigation inspection at least 10 times over.
If you own a home or are purchasing a home in South Florida you may want to consider getting a wind mitigation inspection done on the property because it could save you a lot of money.
*Please note having a wind mitigation inspection does not guarantee a discount on your homeowner’s insurance policy.